Asset Based Lending

Asset Based Lending Can Maximize Capital

Factor Finders partners with businesses to convert invoices and inventory into working capital. This method of asset based lending creates collateral and allows business owners to borrow money and grow a company.

Borrowing decisions depend primarily on a company’s assets rather than strict loan criteria such as debt-to-income ratios and cash flow projections. Factor Finders’ asset based financing service links our customers to sources of cash.

Asset Based Financing Creates Higher Advance Rates

Factor Finders uses our specific industry expertise in asset based lending to leverage the highest available advance rates. Our services outmatch traditional lenders:

• Banks prefer tangible assets and offer low advance rates on inventory and receivables.
• Receivable valuation outmatches the rates of these traditional lending institutions.
• We make agreements with banks that already own a client’s receivables and acquire the ownership rights to these accounts.

Asset Based Lending Generates Consistent Cast Flow

Manufactures, distributors, and service companies with good performing receivables should consider asset based loans. Our service helps businesses thrive during slow business cycles and fill major orders with minimal requirements:

• Minimum sales volume of $500,000
• A leveraged balance sheet
• A need for consistent cash flow