Commercial Business Factoring

Start-up businesses, medium-sized companies, and large corporations can expand through business factoring or accounts receivable financing. The benefits of business factoring far exceed those of traditional lenders.

Factor Finders uses a simple qualifying process that evaluates the credit strength of your customers. Unlike traditional lenders, a strong financial history and high credit score are not business factoring requirements. Banks that do lend to young firms are usually unwilling to increase credit lines to fuel growth.

Agencies with existing credit lines can still enter a business factoring arrangement.

Factor Finders works to:

• Leverage a buyout with your bank using receivables.
• Negotiate with banks to subordinate the pledged invoices.

Business Factoring Creates Cash in Days

Business factoring involves evaluating your customers’ financial stability (account debtors). The net invoice values determine your credit lines. The more eligible invoices you have to sell, the more you’re able to borrow. Your business factoring account is established in three to five business days, with future funding available in 24 hours.

The receivables become collateral that clients can draw cash on at any time. This solution is also ideal as no debt is added to your balance sheet.

Businesses can Steady Sales Patterns through Factoring

Factoring can provide a solid financial base. Requirements are simple:

• Extend credit on commercial accounts
• Sell to financially strong customers
• Services must be completed and accepted by the account debtor

Factor Finders knows that organizations go through seasonal sales slumps or experience fast growth that ties up working capital. Even if your past earnings do not justify a bank loan, business factoring can be a viable solution for you.

Business Factoring Available for All Major Industries

Factor Finders specializes in financing dozens of industries. We understand industry-specific billing methods and customize financial solutions based on your company’s specific needs. All industries that sell products or provide services are encouraged to apply for business factoring.