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Phil Cohen

About Phil Cohen

Phil is the owner of PRN Funding and sister company Factor Finders. He has been an authority in the factoring industry for over 20 years, serving on the board of directors for several factoring associations.

Posts by Phil Cohen:

How Factoring Companies Handle Disputed Invoices

Factoring companies handle disputed invoices by pausing funding, investigating the issue, and requiring resolution before advancing or releasing funds.Disputes are one of the few situations where invoice factoring slows down. ...

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The Role of Invoice Verification in Factoring

Invoice verification in factoring ensures that invoices are valid, undisputed, and eligible for funding before cash is advanced.While invoice factoring is often described as a fast funding solution, verification is ...

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What to Expect During Your First 30 Days of Invoice Factoring

The first 30 days of invoice factoring are a transition period where your cash flow stabilizes, processes become structured, and funding becomes predictable.Most businesses feel an immediate improvement in liquidity, ...

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When Invoice Factoring Makes More Sense Than Equity Financing

Invoice factoring makes more sense than equity financing when businesses want to fund growth without giving up ownership or control.Both factoring and equity financing provide access to capital, but they ...

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How Invoice Factoring Affects Cash Flow Forecasting Accuracy

Invoice factoring improves cash flow forecasting accuracy by reducing uncertainty around when receivables convert into cash.For many B2B businesses, forecasting is complicated by inconsistent customer payment behavior. Even when invoices ...

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What Happens After You Start Invoice Factoring? A Step-by-Step Breakdown

After you start invoice factoring, your business shifts from waiting on customer payments to receiving predictable funding tied directly to invoicing activity.Many businesses understand how factoring works in theory, but ...

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How Invoice Factoring Helps Businesses Handle Rapid Customer Growth

Invoice factoring for rapid growth allows businesses to scale operations without being constrained by delayed customer payments.Rapid growth is often viewed as a positive milestone, but it can create serious ...

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What Types of Invoices Cannot Be Factored?

Invoices that cannot be factored typically lack clear payment obligations, verifiable delivery, or creditworthy customers.Invoice factoring depends on the strength and legitimacy of receivables. While many B2B invoices qualify for ...

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How Invoice Factoring Impacts Business Valuation

Invoice factoring impacts business valuation by improving liquidity and reducing cash flow risk, but its effect depends on how it is used and perceived.Business valuation is influenced by multiple factors, ...

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