Skip to content

Phil Cohen

About Phil Cohen

Phil is the owner of PRN Funding and sister company Factor Finders. He has been an authority in the factoring industry for over 20 years, serving on the board of directors for several factoring associations.

Posts by Phil Cohen:

How Invoice Factoring Affects Your Balance Sheet and Financial Ratios

Invoice factoring affects your balance sheet by converting accounts receivable into immediate cash, which can improve liquidity ratios while changing asset composition.Many business owners evaluate factoring based on cash flow ...

Read More

How Staffing Agencies Can Fund Growth Without Taking on Traditional Debt

Staffing agencies can fund growth without taking on traditional debt by using funding models that align with receivables instead of fixed repayment schedules.Growth in staffing requires capital. Payroll expands immediately ...

Read More

How to Fix Staffing Agency Cash Flow Problems Without Slowing Growth

You can fix staffing agency cash flow problems without slowing growth by correcting timing misalignment instead of restricting expansion.Many agencies respond to liquidity pressure by reducing hiring, declining new clients, ...

Read More

Why Timing, Not Profitability, Is the Real Cash Flow Problem in Staffing

Staffing agency cash flow problems are usually caused by timing mismatches between payroll and client payments—not by lack of profitability.Many staffing agencies appear profitable on paper yet feel constant financial ...

Read More

The Lifecycle of a Growing Staffing Agency and Its Funding Needs

Staffing agency funding needs evolve at every growth stage, and payroll timing—not profitability—is the most common source of financial pressure. Most staffing agencies don’t struggle because of weak demand. They ...

Read More

How Invoice Factoring Strengthens Client Confidence in Staffing Agencies

Invoice factoring strengthens client confidence by ensuring staffing agencies can deliver consistent service without cash flow disruption.Clients rarely ask how a staffing agency funds payroll. But they immediately notice instability. ...

Read More

When Cash Flow Becomes a Competitive Advantage in Staffing

Cash flow becomes a competitive advantage in staffing when it allows agencies to move faster, take on larger clients, and scale without financial hesitation.Most staffing agencies view cash flow as ...

Read More

How to Calculate the True Cost of Invoice Factoring

The true cost of invoice factoring includes more than the factoring fee—it includes the value of predictability, reduced risk, and growth capacity. Many staffing agencies evaluate factoring by looking only ...

Read More

Is Invoice Factoring Worth It for Staffing Agencies?

Invoice factoring is worth it for staffing agencies when payroll timing creates growth constraints, cash stress, or reliance on short-term debt. Factoring is not automatically the right solution for every ...

Read More