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Phil Cohen

About Phil Cohen

Phil is the owner of PRN Funding and sister company Factor Finders. He has been an authority in the factoring industry for over 20 years, serving on the board of directors for several factoring associations.

Posts by Phil Cohen:

How to Improve Cash Flow Management: 12-Step Guide for Better Liquidity in 2026

This guide shows you how to improve cash flow management using 12 actionable strategies you can implement within 7–30 days.You don’t need advanced financial expertise—just consistent processes and the right ...

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PRN Funding Celebrates 25 Years of Success

This month, our sister company PRN Funding celebrates 25 years in the factoring industry! Since 2000, PRN has been helping healthcare and medical businesses maintain steady cash flow and build lasting success.From the BeginningFounded ...

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How Government Shutdown Impacts Home Healthcare Agencies: What You Need to Know

A government shutdown could disrupt home healthcare agencies by delaying Medicare and Medicaid payments and causing staffing shortages. This article explains how the government shutdown might impact home healthcare agencies ...

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Merchant Cash Advances: The Solution to Short-Term Financial Needs

If you are a business owner with short-term financial needs, a merchant cash advance could be the perfect solution. With a merchant cash advance, also known as an MCA, you ...

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Managing Demands: The Role of Merchant Cash Advances for Seasonal Businesses 

Owners of seasonal businesses can often find themselves short on working capital during certain times of the year. When this happens, you may feel that you need to put off ...

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About Unsecured Business Loans: Answers to Frequently Asked Questions

An unsecured business loan is a no-hassle solution to business funding. Even if you do not have enough assets to qualify for a traditional secured loan, you can still qualify ...

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Top 3 Benefits of Spot Factoring for Small Businesses

For small businesses that experience a temporary disruption in cash flow, traditional factoring may not be a good fit. When you only want to factor for one time, instead of ...

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Spot Factoring: A Flexible Solution to Managing Cash Flow

There is a time when almost every business experiences a disruption in cash flow. This can come from slow-paying customers, seasonal changes or other challenges. When this happens, it is ...

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Spot Factoring 101: Everything You Need to Know About This Funding Option

If your business experiences isolated cash flow issues, but you do not want to commit to a long-term relationship with a factoring company, then spot factoring could be the solution. ...

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