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Construction Factoring

Need More Money to Fund New Projects?

Construction factoring is the solution to your cash flow challenges. Don’t let unpaid construction invoices hold your business back from accepting larger projects. We work with all types and sizes of construction companies. No matter if you’ve been around for years or if you are a recent start-up, we can get you instant cash. Progress billing and paid when paid contracts are not a problem. Invoice factoring can help your construction business grow and compete for larger contracts.

How Does Construction Factoring Work?

With construction factoring, a factor purchases your open construction invoices at a discount and advances you between 70 – 90 percent of the cash. Cash you need for payroll, supplies, vendors, etc. Then, the factoring company bills your customers at the rate and terms you’ve set. Once the invoices are fully paid, the remaining balance is returned minus a small factoring fee. There are many advantages to factoring your construction company’s invoices:

  • Fast cash – after first approval of 3 to 5 days, you can get your funding in 24 hours or less
  • Approval is based on the credit of your customers, not your credit
  • You have the ability to take advantage of vendors’ early pay discounts
  • Flexible terms
  • No hidden fees
  • No loan to repay


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Why Use Factoring As Opposed to a Bank Loan?

Factoring construction invoices sets your company up for success. Obtaining a construction loan through a bank requires a lengthy application process and stringent approval terms. If your construction company lacks collateral or has less than perfect credit, you may not be approved for a construction bank loan. Even if approved, it’s likely you may not receive adequate funding.

Factor Finders can get your construction company the funding you need – with no debt. Not to mention, construction factoring helps you build your credit because now you have the working capital to take on more customers and larger jobs.

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Funding for Any Type of Construction Business

We understand the cash flow challenges commercial construction companies face. We serve the following companies and more:

  • Concrete
  • Demolition
  • Electrical
  • Excavation
  • HVAC
  • Landscaping

  • Masonry
  • Paving
  • Plumbing
  • Roofing
  • Site Clean-up
  • Utilities

We offer different funding options and programs for the construction industry:

construction manufacturing tools


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Factor Finders
Talk to Us: 855-322-8671

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