Talk to Us: 855.322.8671

The Best Freight Factoring for the Transportation Industry

Get Paid Faster. Start Factoring Today.

Unpaid Invoices? Get Paid Today with Freight Factoring!

Tired of waiting for your freight bills to be paid? Need money for fuel? Consider freight factoring.

Freight factoring companies provide same day cash for freight bills. Our trucking factoring services can help you obtain the necessary cash for fuel, insurance, repairs, equipment, and all your on-the-road expenses today. With the most competitive factoring rates and no monthly minimums, Factor Finders is a leading invoice factoring service provider to trucking companies of all sizes.

  • Low, Flat Rates from 1%
  • Month-to-Month Contracts
  • Fuel Advance Programs
  • No Minimum Volumes
  • Free Discount Fuel Cards
  • Free Credit Checks
  • Recourse and Non-Recourse Available

It’s your money, we just help you get it faster.

Owner-operators shouldn’t have to bypass high paying loads because they’re short on cash. With freight factoring, truckers can haul every load with confidence. If you run a large fleet of trucks or operate a single truck, we’ve got your cash flow needs covered. You can rely on Factor Finders to help secure the funding you need with our fast and competitive trucking factoring services. Freight broker factoring is also available.


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Rates from 1%. Easy approval. Talk to us now: 855-322-8671

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Grow Your Trucking Company with Freight Factoring

Flexible Trucking Factoring Services

When choosing a truck factoring company – flexibility is key. Whether you want non-recourse freight factoring, the freedom to choose which clients to factor, or no monthly volume requirements – you can have it all. Factor freight bills when you want and for however long you want. No long-term contracts are required.

Freight factoring for all types of transportation businesses:

  • Owner-Operators
  • Small to Mid-Sized Fleets
  • Freight Brokers
  • Auto Haulers
  • Dump Truck Services
  • Oilfield Transportation
  • Hot Shot Trucking
  • OTR & Local Carriers
  • Intermodal & Containerized Freight


How Does Freight Factoring Work?

The trucking factoring process is pretty simple.

  1. To apply for transportation factoring, you’ll need to complete an application and submit the following documentation:
  • Operating authority
  • Proof of insurance
  1. Once you’ve been approved, submit copies of the freight bills you wish to factor.
  2. Receive cash within 24 hours.

Fuel Advances

Fuel advances up to 50% are available for trucking companies. Factoring companies will provide between 40% – 50% of the freight bill amount upon pick up of the load.This means you’ll always have money to cover any upfront costs.

Fuel Cards

When you start working with a freight factoring company, you’ll be eligible to enroll in a free discount fuel card program. Fuel cards offer big discounts on fuel at all major truck stops in the U.S. and Canada.

Very Satisfied

Thank you Factor Finders!! We are very satisfied with your services which are helping us build our future. We appreciate your help and we’re telling all of our friends about your excellent services. Thank you very much!

Review from transportation company

Ana, Trucking Company, Florida

Factor Finders Freight Factoring Services

Ana, Trucking Company, Florida

Review from transportation company
Very Satisfied

Most Helpful

 I was very pleased to find the info on the Factor Finders website. All of the reviews, as well as the selection of the companies was most helpful to our small company in our search for the right factoring solution. Within a few hours, I had found the right fit for us. Thank you.

Trucking Testimonial

Susan, Trucking Company, Illinois

Factor Finders Freight Factoring Services

Susan, Trucking Company, Illinois

Trucking Testimonial
Within a few hours, I had found the right fit for us. Thank you.

Fast and Simple

My experience has been really great. The process is fast and simple and easy and I received my funds within 24-48 hours. I get paid on my invoices in a very timely manner.

Jermee, Transportation, North Carolina

Factor Finders Freight Factoring Services

Jermee, Transportation, North Carolina

The process is fast and simple and easy and I received my funds within 24-48 hours.

Highly Recommended

Excellent customer service. They directed me to the best factoring company that was fit for my needs the first time. Total set up took few hours. Highly recommended.

Trucking Company Owner, Utah

Factor Finders Freight Factoring Services

Trucking Company Owner, Utah

Total set up took few hours. Highly recommended.

Five Stars in My Book

Excellent company. Nice folks to talk to, they do what they say. They found me the right services with the right folks to conduct business with. 5 stars in my book.
Thank you.

Charles, Trucking Company, New Mexico

Factor Finders Freight Factoring Services

Charles, Trucking Company, New Mexico

They found me the right services with the right folks to conduct business with. Five stars in my book.

Truck Factoring Rates – What Should Carriers Expect?

truckingFlat fee factoring is popular with carriers. With this program, truckers pay a one-time fee (for example, 3%) and receive a full advance of the remaining amount (97%). No reserve is held. It doesn’t matter if your customers pay in 25 days or in 60 days. You’ll always know what you’re paying.

Factoring rates are based on various factors, including your monthly billing volume and type of program (recourse or non-recourse) and fee structure (flat or variable). When it comes to volume, a company with 10 trucks billing $100,000 per week will likely pay a lower fee than a company with 1 truck billing $3,000 per week. Most factoring companies for trucking offer volume discounts, so your rates will come down as you grow.

We always recommend comparing trucking factoring companies to ensure you’re getting a fair deal. In some cases, super-low factoring rates are misleading and often made up for with an assortment of extra fees. Any fees for additional services should be transparent in your contract and priced fairly.

Truck factoring service fees to avoid include minimum volume fees, early termination fees, and application/setup fees. There are plenty of factoring companies that DO NOT require these.

Is Freight Factoring Right for You?

If you own a trucking business and are tired of waiting for shippers and brokers to pay, you’re an excellent candidate for factoring. Even if you’re currently working with a freight factoring company, contact us to get a better deal.

  • Bad credit is OK because truck factoring approval relies on your customers’ creditworthiness
  • No need to worry about cash flow patterns slowing you down
  • Initial funding does not dictate your credit line
  • Amount of available cash is unlimited and grows with your business
  • Cash is available on the same day
  • Fuel advances & fuel card programs are available for trucking companies & freight brokers

Interested in fuel advances? Learn how you can get a cash advance for fuel when factoring loads.

It's Your Cash--We Just Help You Get it Faster

Call us today! 855-322-8671

Find a Factoring Program That Works for YOU

We work with a nationwide network of freight factoring companies with extensive experience in the trucking industry. We pride ourselves in getting to know your business in order to match you with the best freight factor for your needs. If you’re looking for the lowest fees and the most competitive funding programs, then you’ve come to the right place. Contact us today to customize a truck factoring program that works on your terms. Tell us what you’re looking for & we’ll do our best to fit you with the perfect factoring service for your trucking company.

Transport your business to the next level. Even if you’re currently factoring your trucking invoices, let us get you a better deal!

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Talk to Us: 855-322-8671

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