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College Scholarship

The Business Scholarship

Factor Finders $1,000 Semi-Annual U.S. College Scholarship

Education is the first step of becoming a successful business owner, and Factor Finders values the hard work and dedication it takes to obtain a degree from a college or university, just as starting a business requires that same tenacity. To prove how much we value these qualities, Factor Finders is offering a scholarship for students to put toward receiving their degree.

Factor Finders helps small businesses get the funding they need to improve their cash flow with through invoice factoring, and one of the biggest benefits of factoring is that the money does not need to be paid back, minimizing debt. Just as Factor Finders helps small businesses to avoid negatives on their balance sheet, we want to do the same for students.

one third of businesses fail why

To apply:

  • You must be a current, full-time undergraduate student at an accredited 4-year university in the United States as of July 16, 2018. Proof of full-time enrollment is required. Applicants must be 18 or older, and a legal U.S. resident.
  • An essay must be submitted answering “Why do you think some businesses fail?”
  • We reserve the right to verify date of college enrollment and graduation.


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Write an essay answering, “Why do you think some businesses fail?”

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Submit the essay as a PDF or Word attachment via email to from your .edu email address using “Factor Finders National Business Scholarship” as the subject line.

Submissions past July 16, 2018 will not be accepted for Fall. See below for information about our Spring 2019 scholarship.

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The winner will be selected by a scholarship evaluation committee at Factor Finders.

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The scholarship winner will be notified via email by July 30, 2018 and will have two weeks to reply and provide proof of enrollment. Non-winners will not be notified.

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The $1,000 scholarship will be awarded in check form, made payable directly to the university that the winner is or will be attending.

Additional Requirements

The scholarship recipient is required to submit proof of enrollment or a copy of an acceptance letter from the college/university of their choice. If the selected winner does not respond within two-weeks from initial contact or cannot provide proof of enrollment, a new winner will be chosen.

It is the responsibility of the winner to verify the receipt of fund with their school. This scholarship can be used for any school-related expenses, such as tuition or room-and-board.

The deadline for submissions for the Spring 2019 scholarship is January 1, 2019 and the winner will be notified by email on or before January 15, 2019.

Entries must be the original work of the applicant; entries may not have won previous awards; may not have been used publicly by any third party; must not infringe on any third-party’s rights; must be suitable for publication (example, no obscene, offensive or indecent content is allowed); may not contain any copyrighted works owned by third parties. All essays will be checked for plagiarism. Submissions must be written in English and only one submission will be allowed per applicant.

Announcing Our Spring 2018 Winner

Valerie MacMillan, a first year Dietetics/Nutrition major from Mount Mary University, hopes to use her past knowledge from her Associates degree in Culinary Arts, combined with her Dietetics/Nutrition degree to make nutritious foods accessible to underprivileged communities. Congratulations Valerie!

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By entering, the winning applicant grants Factor Finders, LLC permission to post the applicant’s name, school or university, major, career plans and winning essay for promotional purposes. No other personal information will be shared without your written permission.

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